Saving Money At Christmas

The holiday season...usually a time for eating more than we can and spending more than we ought. This doesn't have to be so for you or your family! Here are some creative ideas to save money during the holidays, and beyond!

  • Send postcards rather than Christmas cards. The postage costs less.
  • Make your own wrapping paper by doing a coloring project with your children. It will be fun and they will have the joy of being a part and seeing someone open up the gift with paper on it they made. Use packing paper used for moving. You can also use tissue paper. Use a glue stick to put glue on the paper and sprinkle it with glitter.
  • Cut up old Christmas cards for gift tags or make your own tags with leftover wrapping paper.
  • String popcorn and cranberries for garland.
  • Make homemade ornaments.
  • Don’t buy all of your ornaments at once, especially if you are newlyweds, allow yourself to accumulate ornaments and decorations over the years. (The first year we were married someone gave us an old artificial tree. We had to rig it up since the pole was broken. We could not afford ornaments or lights. I strung popcorn and cranberries for garland. I bought red yarn, put three strands together, and tied them in a bow for ornaments. At a friend’s house I made one homemade ornament.) It was sweet, fun, and we made a memory.)
  • Buy an artificial tree and other decorations after Christmas.
  • Look for sales in newspapers and flyers for gifts and for food.
  • Stock up while things are on sale at the grocery store.
  • Make a list of who you have to buy presents for. Prioritize it.
  • Decide on a budget. How much will you spend all together? Determine how much you want to spend on each person on your list.
  • Make gifts. One year when my husband was not working we made plaques for our family with a note on the back. It was priceless.
  • Make coupons of things you will do for someone. You could even have your children do this for one another.